Michigan Attorney

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Sandy Hook BLOGGER DAY OF SILENCE

Michigan Mortgage Crooks

Nah, not yet.  I keep hoping, but the mortgage industry crooks still walk free. And you friendly government bailout boys, Fannie Mae et. al., want to pick up where they left off. Not so fast, my friend! (gag) Oakland County, Michigan, has WON its lawsuit against Fannie and other government agencies that were trying to…

Michigan Foreclosure Nightmare Continues

The nightmare of foreclosures and all their bad consequences continues to inflict our state of Michigan, from St. Clair Shores to Troy to Redford to Grand Have to the U. P. Its been awhile between posts here, sorry, holidays, and working on a bunch of Chapter 11 cases. Nothing good to report! (image credit luigi…

What Everyone Should Know About RESPA

RESPA stands for Real Estate Settlement and Procedures Act. Some provisions relate to how mortgage companies must handle escrow accounts, and various notices they must provide, and the timing for same. My favorite part requires mortgage accounting, if you send a QWR (lawmakers love acronyms) qualified written request. Now, why would you need an accounting…

Foreclosure Crisis Remedy – For The Banks!

  The sellout continues, as the state and federal governments appear ready to let the Big Banks off the hook for the foreclosure crisis they caused, which ruined home values in St. Clair Shores and the rest of Michigan. No one has covered the foreclosure crisis like Gretchen Morgenson of the New York Times, whose…

Fraudulent Mortgage Documents Flood Michigan

(I just love these guys!) Adolf Ratler and Benito Mouselini, pictured above, are well known robo-signers and purveyors of fraudulent mortgage documents.  Fake notarizations, people signing other people’s names, attesting to facts about which they had no knowledge. Mortgage companies have done this all across the country, including our fair state of Michigan. “– In…

Short Sale, What Is It?

Short sale = sale of your home for less than what you owe on it, so, short of the amount necessary to pay the mortgage or mortgages and any other liens, like property taxes. Over half the homes with mortgages are worth less than what is owed.  I am sure that more that is worse…

Breaking Foreclosure News In Michigan

  First Michigan law firm implicated in fraudulent foreclosure affidavits. Michigan attorney general involved in chasing mortgage servicers for robo-signing. I have written about robo-signing before; I can’t tell you how great it is to see a politician do something about it. We all know the drill:  massive over-lending, subsidized by the government, predatory mortgages,…

Tornados And Charity

For this holiday weekend, just linking to a post I did on another site on the above topic.   Click here.     Happy holiday to all.